Despite increasing inventory and declining sales, U.S. home prices aren’t dropping significantly due to high mortgage rates creating an affordability crunch for buyers, coupled with seller reluctance to list at current rates and still-historically low overall inventory.
Why aren’t home prices falling? Read More »
The U.S. Housing Market Hotness Index dropped to 91.18 for the week ending September 7, 2025. Mortgage rates have eased to an 11-month low of 6.35%, yet elevated home prices and a weakening labor market continue to restrain buyer demand.
Housing Market Hotness Index Sep 07, 2025 Read More »
The analysis highlights how climate-related disasters have led to higher premiums nationwide, disproportionately impacting high-risk ZIP Codes, straining insurers, and increasing policy non-renewals, ultimately signaling a growing challenge in affordability and availability of coverage for American homeowners.
Why is Your Home Insurance Bill Soaring? Read More »
The latest U.S. inflation and labor market data reveal a challenging balance for the Federal Reserve. While CPI held steady at 2.7% in July, core inflation accelerated to 3.1%, and producer prices jumped, limiting monetary flexibility. At the same time, weak job gains, rising unemployment, and stalled labor participation are pressuring policymakers toward rate cuts, with major implications for mortgage rates and housing affordability through late 2025.
Inflation and Labor Market Trends: What They Mean for Housing in 2025 Read More »
Discover why Upstate New York, including Albany, Buffalo, Rochester, and Syracuse, is a surprisingly hot real estate market driven by a strong economy, relative affordability, and limited housing supply leading to fast sales and competitive bidding.
Why Upstate New York is a Real Estate Hotspot Read More »
Hartford, CT’s housing market continues to buck the national cooling trend, fueled by strong buyer demand, limited inventory, and an influx of out-of-state buyers who view the region as relatively affordable. Despite mortgage rate pressures, properties in desirable locations are attracting multiple offers and selling above asking prices.
National Cool-Down? Not in Hartford, CT’s Housing Market Read More »
Over the past decade, the U.S. housing market has seen a significant demographic shift, with older, wealthier buyers—especially baby boomers—now dominating home purchases. Meanwhile, younger and first-time buyers face mounting barriers as home prices have outpaced wage growth by nearly double.
The Changing Demographics of U.S. Home Buyers: 2015–2025 Read More »
Multigenerational living is making a strong comeback in the U.S., driven by affordability challenges, elder care needs, and evolving family dynamics—reshaping both home designs and property values.
The Resurgence of Multigenerational Living is Reshaping the U.S. Real Estate Market Read More »
Will 2025 be the year affordability finally improves? Will we finally see a significant drop in mortgage rates? Will prices continue to climb, or could we see a shift? And what will happen to the inventory of homes available for
Housing Market 2025: What Lies Ahead? Read More »
In 2025, deciding whether to buy a home or wait involves balancing current affordability with potential future gains or losses, given elevated mortgage rates (around 6.6%), projected home price growth (2.2%), and limited inventory. This guide offers a decision tree focusing on personal financial readiness, down payment ability, local market conditions, length of stay, and avoiding market timing.
Should You Buy Now or Wait? A Decision Tree for 2025 Read More »
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